Underwritten By:

Collateral Eligible
For Coverage:

Coverage Available:

Limit Of Liability:

Maximum Loan Term:

Deductible:

Rate:

Premium:

Claim Settlements:

American National Property and Casualty Insurance and by Ohio Indemnity Company

Vehicles
Watercraft
Recreational Vehicles
Mobile Homes

All Risk Physical Damage
Repossessed Vehicle Coverage
Instrument Non-Filing
Skip & Confiscation
Assumption Of Coverage (covers existing portfolio)
Holder In Due Course

Typically up to $50,000.00 per loan, may be higher upon request

Typically 60 months, may be longer upon request

Zero (-0-) and up per loss

Rate is determined by Company based on completed application, i.e.. coverage desired, liability limits, loan terms, etc.

Premium is based on monthly outstanding balance or per loan.  Premium is paid monthly on a reporting form basis.  Company may require a minimum monthly premium.

Company pays lesser of the following:

1.  Cost of repairs
2.  Net pay off of loan
3.  Actual cash value (ACV may be eliminated at an      increased rate.)

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